language_james
@language_james
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Topics: 1 / Replies: 8
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RE: Comparing Online Vs. In-Person Mortgage Rate Quotes

Totally agree with this—"" I’ve had a loan officer hand me a stack of paperwork thicker than a phone book, and buried on page 17 was a “document prep”...

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RE: How do you even pick a realtor you can trust?

That “don’t worry about it” line is the fastest way to make me worry, honestly. I’d rather someone say, “I have no idea, but I’ll find out,” than act ...

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RE: Best Mortgage Lenders for First-Time Buyers in 2025 – What to Know

Yeah, those “courier fees” and random line items always make me laugh—like, are they sending my paperwork by carrier pigeon or what? I’ve noticed cred...

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RE: First-time buyer blues: grants vs. loan programs

That’s honestly the best description of PMI I’ve seen. It’s like, yeah, it’s always buzzing around your budget, but at least you don’t get hit with a ...

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RE: My experience getting monthly income from home equity

Haha, yep, Murphy always seems to know exactly when to show up. I swear, the moment you start feeling confident about your finances, the house senses ...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

Shopping around definitely pays off—I’ve seen plenty of people stick with their original lender just because it feels comfy and familiar. But like you...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

I remember when my wife and I stumbled onto our dream house randomly on a Sunday drive—we weren't pre-approved, hadn't even seriously started looking ...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

That's spot-on about the flexibility angle. I've had clients who jumped into a 15-year mortgage feeling super confident, then life threw them a curveb...

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