kenneth_summit
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RE: Tapping home equity vs. traditional estate planning—what makes more sense?
That's true, but let's not forget the flip side... I've seen folks pour equity into trendy upgrades (remember avocado-colored appliances anyone?) only...
RE: Ever thought about using escrow accounts? Here's a scenario...
Totally relate to that initial anxiety—I've seen plenty of clients go through the same thing. Even as a mortgage broker, I still triple-check my own p...
RE: Getting your mortgage company to pick up the pace
Haha, the spaceship analogy is spot-on. I remember one client who was a freelance graphic designer—great income, solid credit—but the lender practical...
RE: Credit score struggles—how'd you tackle yours before house hunting?
Totally agree on the utilization point—30% is often cited as the magic number, but I've seen firsthand how even that can trip people up. Had a client ...