I get why you'd think they're padding profits, but honestly, I think it's more likely just sloppy admin work. I've seen similar random charges pop up ...

Haha, yeah, IRS wording is like a puzzle sometimes... I've spent hours trying to untangle their guidelines on home equity loans myself. Good call on c...

Been there myself. When I was transferring my mortgage, the lender verbally assured me they'd waive certain fees. Weeks later, those fees magically re...

I've noticed the same thing about online lenders. They usually highlight lower rates or fees upfront, but once you dig into the details, the actual sa...