Totally get your point. I sometimes wonder if I'm missing out by not investing more aggressively, but seeing that mortgage balance barely move drives ...

Totally agree that experience shapes how we see debt. I've always been cautious myself, mostly because my parents had a rough time with credit cards w...

Interesting perspective, but gotta say, as someone watching every penny, those immediate tax hikes aren't just a pinch—they can seriously sting. Sure,...

Yeah, good point about lenders padding the escrow cushion... hadn't even thought of that. I'm still tempted by spreading it out, but you're right—seei...