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julief64
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RE: Finally Cut My Mortgage Payment - Anyone Else Score a Great Refi Deal Lately?
I get the appeal of “no closing costs” if you’re planning to move or refi again soon, but I’ve always wondered - how often do people actually follow through on that plan? Life gets busy, rates change, and sometimes you e...
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RE: Escrow accounts - better through banks or independent services?
That’s a good point about the credit risk - one slip-up and it can haunt your score for years. I get the appeal of taking control, but honestly, after a scare where my insurance company almost canceled me over a missed p...