That “get it in writing” advice is spot on. I’ve seen folks get burned thinking a verbal okay from a nonprofit or grant admin was enough—then the pape...

Yeah, I hear you on the red flags—if someone can’t talk specifics about their past deals or gets weird about sharing details, that’s a huge warning si...

I get where you’re coming from, but I’ve actually seen credit score make a bigger difference than folks expect, even with these alt-doc loans. Not alw...

Yeah, I’ve noticed the same thing—credit unions just seem more motivated to actually get deals done, especially if your finances aren’t textbook perfe...

Title: Fee Surprises and Negotiation Tactics That’s the truth—those “standard” fees are anything but standard once you start poking at them. I’ve had...

I had to laugh at the “not a yacht deposit” idea—might steal that one. The level of scrutiny is wild, especially if you’re juggling multiple income st...

It’s wild how the tiniest things can trip up an appraisal, but then you drop serious cash on upgrades and it barely moves the needle. I had one where ...

That's definitely true about appraisals being a wildcard. I've had a couple of properties where the appraisal came in surprisingly low, and it threw o...