That’s honestly how it feels half the time. I’ve had lenders try to explain a “courier fee” for documents they emailed me—like, are they sending my lo...
I've definitely run into this—had a project in Richardson where we had to rip out a new bathroom because the permits weren't pulled. It's not just sca...
That’s wild about the solar loan showing up inconsistently—never realized reporting could be that spotty. When you mentioned the lender treating it li...
Honestly, I hear you—it can feel like they’re just waiting to pounce on any little thing. But have you ever wondered if some lenders are more flexible...
That’s a fair point about sellers just doing the bare minimum—seen it plenty: Makes me wonder, is it actually better to negotiate a lower price and h...
I’ve definitely had moments where I wondered if lenders actually wanted my credit report or my autobiography. The last time I applied for a mortgage o...
I get what you’re saying—“your credit score matters for what specific rate you qualify for, but it’s not changing day-to-day like the market rates do....
Totally agree that peace of mind gets overlooked way too often. I’ve seen people chase the “perfect” rate and end up regretting it when a tenant moves...
I’ve run into the same thing with lenders getting confused by non-traditional income. Had a project last year where one buyer had a mix of W2 and free...
Interesting take, but isn't there a pretty thin line between strategic risk and just plain gambling? I remember when I had a hefty loan with a crazy-h...
That's a good question, and honestly, I think it depends heavily on the lender's internal policies and even the individual loan officer. I've had expe...
That's interesting—have you tried sealing or weatherstripping your current windows temporarily to see if it makes any noticeable difference? Might hel...
Curious if anyone's tracked how long it actually takes for energy-efficient windows to pay themselves off compared to smart thermostats—are we talking...
Couldn't agree more with this. But I'm curious—did you ever end up taking that startup gig later on, or did the moment pass completely? I've noticed s...
Yeah, refinancing can definitely be a smart move if the numbers line up. I did it about eight months ago, mainly because rates had dropped quite a bit...