Honestly, you’re spot on about the supply issue. I see a lot of buyers blaming investors, but in my day-to-day, it’s mostly just regular folks getting...
Fixed rates do make life simpler, but they’re not always the best fit, especially in today’s market. I’ve seen plenty of folks lock in a fixed rate fo...
Yeah, that’s the thing—trying to DIY legal stuff can backfire fast, especially with anything tied to real estate. I’ve seen folks try to cut corners o...
Yeah, the paperwork gets wild when you’ve got more than one income stream. I see it all the time—folks with side gigs or freelance work end up jumping...
Had a client last year who almost paid a $450 “courier” fee—no one could explain what it was for. I called the title company and, surprise, it vanishe...
Couldn’t agree more. I’ve seen folks get blindsided by stuff like water heaters or HVAC units dying at the worst possible time. I always tell clients ...
Honestly, losing card access feels like a punch in the gut, but it’s sometimes the reset people need. Debt help services can be a mixed bag—some folks...
Couldn’t agree more. I’ve seen buyers lose out because they wanted to run every scenario through a spreadsheet. The numbers matter, but sometimes you ...
RIDING THE RATE ROLLERCOASTER WITH ADJUSTABLE MORTGAGES Nailed it. I’ve seen way too many folks get caught off guard by life changes or a slow mark...
Couldn’t agree more about the courier fees—unless there’s a wet signature required, that line item is pretty questionable these days. I always tell cl...
LIMITED-TIME HOME DEAL 🚨 You nailed it about the “free” upgrades—most of the time, it’s just a different name on the same stuff. I’ve seen bu...
Refinancing after just four months is pretty quick, but hey, if the math works out, why not? I've seen plenty of folks jump on rate drops early and co...
Good point about warranties—people overlook that way too often. I've seen clients get burned buying used appliances without checking, and then they're...
Yeah, USB drives can be weirdly unpredictable. Had one that worked flawlessly for years, then suddenly decided to corrupt itself right when I needed t...
Definitely agree it's tricky. Usually recommend clients keep payments comfortable and then make extra principal payments when possible. Gives flexibil...