LIMITED-TIME HOME DEAL 🚨 You nailed it about the “free” upgrades—most of the time, it’s just a different name on the same stuff. I’ve seen bu...

Refinancing after just four months is pretty quick, but hey, if the math works out, why not? I've seen plenty of folks jump on rate drops early and co...

Good point about warranties—people overlook that way too often. I've seen clients get burned buying used appliances without checking, and then they're...

Yeah, USB drives can be weirdly unpredictable. Had one that worked flawlessly for years, then suddenly decided to corrupt itself right when I needed t...

Definitely agree it's tricky. Usually recommend clients keep payments comfortable and then make extra principal payments when possible. Gives flexibil...

You're right, those quirky little things usually don't dent your home's value much. Buyers tend to focus way more on big-ticket stuff—roof condition, ...

I've seen a lot of clients who've done these counseling sessions, and honestly, it really depends on who you get. Some counselors are fantastic—straig...