Yeah, USB drives can be weirdly unpredictable. Had one that worked flawlessly for years, then suddenly decided to corrupt itself right when I needed t...

Definitely agree it's tricky. Usually recommend clients keep payments comfortable and then make extra principal payments when possible. Gives flexibil...

You're right, those quirky little things usually don't dent your home's value much. Buyers tend to focus way more on big-ticket stuff—roof condition, ...

I've seen a lot of clients who've done these counseling sessions, and honestly, it really depends on who you get. Some counselors are fantastic—straig...