I’ve definitely tried the “I’ve got another offer” move, but yeah, most lenders just kind of shrug unless you can back it up. I actually had one call ...

Totally understandable—when I first bought my place, I felt exactly the same way. Everyone around me was talking about leveraging equity, but it just ...

Totally agree with you on the inspector thing. When we bought our first house, we almost skipped the independent inspection because the place looked i...

I tried the avalanche method first because logically, it made sense to tackle the highest interest rate debt. But honestly, I got discouraged pretty f...

Haha, I totally get the awkwardness you're describing. Honestly though, it doesn't have to be that weird if you approach it openly and respectfully. A...

True, paperwork isn't always the safety net we'd hope for, but I'd still argue it's better than nothing. Had a friend whose lender tried something sim...

Totally get the logic here, but sometimes building a full 6-month fund before hitting debt hard can feel like treading water. I found a smaller buffer...

Yeah, resetting the loan term is definitely something to watch out for. When I refinanced last year, the lower monthly payment looked great at first g...