Mortgages discussions and local services.
jerryg72
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RE: Feeling relieved after my rate adjustment - anyone else surprised by their loan limits?
That’s interesting - I had a similar experience with my pre-approval, and honestly, it made me wonder how banks actually calculate those limits. Like, do they just look at gross income and ignore everything else? I alway...
RE: “High DTI means automatic denial”… right?
HIGH DTI MEANS AUTOMATIC DENIAL… RIGHT? That’s wild - 45% and they barely cared? I always thought anything over 43% was like, “no soup for you.” Did they ask a ton about your job or just want to see paystubs? I’m curiou...
RE: 🔥 Self-Employed? You May Not Need Tax Returns to Get a Mortgage
I get where you’re coming from, but is it really fair to say banks “don’t trust” self-employed income? I mean, isn’t part of the issue that self-employed folks can write off so much on taxes that it looks like they make ...
RE: Trying out debt help services - worth it or just more stress?
That treadmill analogy hits home - “you can walk forever and still be in the same spot if you’re not paying attention.” I’ve always wondered, though: is it really just about willpower, or is there something about the way...
RE: Getting Results When Your Loan Servicer Drops the Ball
That’s wild about the tax returns - makes you wonder if some of these folks are just overwhelmed or if it’s a system thing. When you started cc’ing supervisors, did you ever worry it’d backfire and make them even slower ...