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jakestar54
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RE: Does an old bankruptcy matter more than a recent one?
Title: Does an old bankruptcy matter more than a recent one? I hear you. When I refinanced last year, my lender acted like my ancient bankruptcy was some kind of haunted house in my past. Never mind that I’ve been payin...
RE: Need help with foreclosure but lawyers seem pricey - what's your move?
That’s the story of my life lately. I swear, I could recite my mortgage account number in my sleep at this point. I’ve spent so much time on hold, I’m starting to think I should just add elevator music to my Spotify play...
RE: Can You Buy a Home with a 580 Credit Score?
I get the appeal of locking something down, but honestly, I wish I’d waited a bit longer before jumping in with my 590 score. The PMI was like a second rent payment, and refinancing later was a whole circus - paperwork, ...
RE: How to Buy a Home with Loan and Secure Your Dream Home
Honestly, I thought refinancing would be easier since I’d already been through the circus once. Nope - still got grilled about a $12 Venmo from my sister. It’s wild, but yeah, being a little OCD with paperwork saved me a...
RE: Did you know housing counselors can help with credit issues too?
I get where you’re coming from. I used to think housing counselors were just another hoop to jump through, especially when I refinanced last year and everyone kept throwing “free counseling” at me like it was a coupon fo...