Haha, wish I'd had this checklist a couple years back. I once got excited about a loan that looked great on paper... until I discovered the sneaky bal...

You'd be surprised—there are still pockets where homeowners haven't quite caught up yet. Sure, AVMs have gotten better, but they're still just algorit...

Haha, true—cookies rarely seal the deal, though I've seen stranger things sway a buyer. But seriously, refinancing gets a bad rap sometimes. If you pl...

Totally agree with the patience angle. I've seen people rush into buying right after bankruptcy, thinking a bigger down payment will solve everything,...

Definitely see your point, but honestly, ditching PMI isn't just about the straight-up math. Yeah, you might squeeze out a bit more investing elsewher...

Yeah, your experience sounds pretty spot-on to me. Honestly, I deal with this stuff all the time, and big banks can be notoriously picky when your inc...