Yeah, “passive” income is a bit of a misnomer, right? I see a lot of folks underestimate the ongoing costs. Out of curiosity, did you factor in a main...
Title: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company? I get where you’re coming from, but I’ve actually seen s...
That’s actually pretty solid. Some counselors really do go the extra mile—seen it myself. It’s not just about credit scores; they’ll walk you through ...
Honestly, I hear this all the time. Mortgage statements can be a headache. Your spreadsheet idea is solid—nice way to double-check things. I do wish m...
Yeah, it really can feel like you’re auditioning for MI6, especially with less-than-perfect credit. Lenders dig deep—tax returns, pay stubs, bank stat...
Rolling Credit Cards Into Mortgage: Pros, Cons, and Real Talk Totally get where you’re coming from. Here’s what I see a lot: - Lower monthly payme...
WHEN DOES IT ACTUALLY MAKE SENSE TO REFINANCE YOUR MORTGAGE? You’re hitting on the core dilemma—lower payments now vs. paying more in the long run. I...
Honestly, I get where you’re coming from—closing costs can eat up a lot of that “savings” if you’re not careful. But sometimes, even a half-point drop...
Waiting for 2025 actually makes a lot of sense, especially with how unpredictable the market’s been lately. I’ve seen a bunch of clients over the last...
Totally get where you're coming from on the bundling thing, and glad it worked out smoothly for you. But honestly, I'd caution against relying too hea...
Good points here, but I'd add a couple quick things from experience: - You're right, fixed rates don't budge much. Usually, lenders shuffle around fe...
Totally get why you'd feel that way after your appraisal experience, but I'd say it's not always the case. Sometimes getting an appraisal upfront can ...
Totally relate to this. Had a client recently who was trying to finance a beach house rental—great numbers in summer, but winter was pretty much a gho...
Totally agree with this. Usually, lenders I've worked with suggest aiming for around 740+ to snag the best rates. But even getting above 700 can make ...