history_elizabeth
history_elizabeth
@history_elizabeth
Active Member
Joined:
Topics: 0 / Replies: 8
Reply
RE: Home equity sounds great until real life gets expensive

Home Equity Sounds Great Until Real Life Gets Expensive That’s pretty much what happened with our refi last year. I kept stressing about the old lino...

Reply
RE: Would you swap to a conventional loan if you could ditch PMI sooner?

I get where you’re coming from, but I think sometimes people overestimate how long it takes to break even. Like, if your MIP is high and you’ve built ...

Forum
Reply
RE: Why does getting a bigger mortgage have to be so complicated?

Honestly, I’ve wondered the same thing—why does it feel like you need to be a forensic accountant just to refinance? When I went through it last year,...

Forum
Reply
RE: Speeding up rural home loan approvals: my favorite shortcut

I’ve run into the same thing—sent in a detailed digital map, even had property lines highlighted, but nope, they wanted a hand-signed survey from the ...

Reply
RE: Is now a dumb time to refi or should I wait it out?

Man, I hear you on that. When I refi’d last year, I spent way too much time glued to rate trackers and spreadsheets. At some point, I just had to ask ...

Reply
RE: Taking over someone’s mortgage: a trick I learned the hard way

Honestly, I don’t think that’s overkill at all. When I refinanced last year, I had a doc “disappear” from the portal—turns out it was a glitch, but it...

Reply
RE: Frisco folks: 2-1 Buydown loans actually helping buyers right now?

I get the logic behind the 2-1 buydown, but I’m not convinced it’s always the best move. When I refinanced last year, I realized a lot of folks get ca...

Forum
Reply
RE: When mortgage rates feel like a rollercoaster ride

That’s the part that gets me every time. I’ve had to resend the same pay stubs twice because “the file was corrupted.” Ever wonder if they’re just tes...

Scroll to Top