hgonzalez98
hgonzalez98
@hgonzalez98
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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Title: VA Loan Appraisal vs. Inspection—Don’t Mix ‘Em Up - 100% agree with this. The VA appraiser is like that friend who checks if your car has ga...

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RE: Choosing Between National and Local Debt Service Coverage Ratio Options

Totally get where you’re coming from. I’ve had local lenders act like they were doing me a favor just for answering the phone, while a national one ac...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

Man, I hear you on the “forever home” myth—my last “forever” lasted three years before a surprise transfer. Here’s my take: - Refinancing sounds swee...

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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

- VA only wants an appraisal, not a full-blown inspection. - That appraisal? It’s mostly about making sure the place isn’t falling over and meets mi...

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RE: Why You Should Prequalify for a Mortgage Before House Hunting?

I get the need for prequalifying, but sometimes it feels like the process is more stressful than it needs to be. I mean, yeah, you want to know your b...

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RE: Why Is Getting a Mortgage So Hard When You're Self-Employed?

- Been there with the deduction dilemma—feels like you’re either a tax genius or a “broke” applicant, no in-between. - The Venmo/PayPal deep dive is w...

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