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RE: Cut my monthly bills in half by rolling loans together - anyone else try this?
I hear you, but sometimes life just throws too much at once. We rolled a couple loans together after a rough patch - yeah, the interest adds up, but it kept us afloat when things got tight. Not ideal, but it bought us so...
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RE: Taking the plunge with adjustable rate mortgages - worth it?
Yeah, I get that. I went ARM once thinking I'd move before the rate adjusted - life had other plans. Ended up sweating every Fed meeting for a year. Fixed is boring, but sometimes boring is just easier on the nerves.