gardening_kathy
@gardening_kathy
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RE: Thinking about buying a home in Texas in 2026. Which cities are actually worth considering?

It’s wild how those “special assessments” sneak up on you. When I was looking in North Austin, the HOA mentioned nothing until I was knee-deep in pape...

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RE: Feeling relieved after my rate adjustment—anyone else surprised by their loan limits?

I had the exact same reaction when I saw my pre-approval letter. The number looked huge on paper, but once I started plugging in my actual monthly exp...

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RE: Why I went with a fixed rate mortgage (and maybe you should too?)

I get where you’re coming from, but I actually went with a 7/1 ARM last year and haven’t regretted it (yet, at least). The lower rate up front really ...

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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

I used to think the VA appraisal was basically a home inspection too, mostly because everyone kept calling it an “inspection” during my process. But y...

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RE: Home equity loans and taxes—did you know this?

Yeah, I totally get the confusion. When I bought my place last year, I thought I’d be super organized and keep every receipt, but then I realized half...

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