Mortgages discussions and local services.
fitness170
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RE: Found a sneaky way to lower those pesky interest rates
That's definitely a good catch on those hidden fees - they're notorious for sneaking in stuff like that. Did you manage to negotiate them away, or did you just bite the bullet? Sometimes lenders will budge if you questio...
RE: Mortgage rules just got tighter - didn't see that coming
I've actually noticed lenders being a bit more flexible with credit scores lately, weirdly enough. Seems like they're tightening up more on debt-to-income ratios and cash reserves instead. Had a client recently whose sco...
RE: Snowball vs avalanche method - which actually works better?
I've tried both methods at different points, and honestly, it depends on your personality. Avalanche saved me more money overall because of the interest savings, but I found myself losing steam halfway through - it felt ...