Mortgages discussions and local services.
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RE: Has anyone actually used rhs loans or down payment assistance to buy a home?
- Used a down payment assistance program last year. - The paperwork was no joke - felt like every week there was a new form or random document they needed. - My lender was super organized, which helped a ton, but I s...
RE: Why I went with a fixed rate mortgage (and maybe you should too?)
Why I went with a fixed rate mortgage (and maybe you should too?) - I looked at ARMs for a hot minute, but honestly, the idea of my payment jumping around made me twitchy. I like knowing what I’m in for every month - no...
RE: How Do You Shop Around For Home Insurance - Or Do You Just Stick With The Same Company?
I feel you on the “renewal surprise” thing - my first year as a homeowner, I almost spit out my coffee when I saw the new premium. Here’s what I’ve learned (the hard way): - I never just auto-renew anymore. That “loyalt...
RE: Are you considering buying a home in Dallas? Read this before!
Yeah, I ran into the same thing. Here’s what I found out after a lot of digging: - “Admin fee” seems to be a catch-all for paperwork, processing, whatever else they can lump in. - Sometimes it covers stuff like document...