Mortgages discussions and local services.
filmmaker95
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RE: How Mortgage Loans for Seniors Work at Every Age
That “courier fee” trick is all too familiar. I’ve had lenders try to slide in things like “processing” or “document prep” charges that made no sense, especially when the paperwork was all digital. You’re right - being p...
RE: Choosing Between National and Local Debt Service Coverage Ratio Options
That “seasoned” thing drives me nuts too. I’ve had similar pushback from national lenders - if the lease isn’t 12 months old, they just ignore it. Local lenders do seem more flexible, but I’ve noticed their rates can be ...
RE: Getting approved for an FHA loan: My step-by-step (and a few hiccups)
It’s wild how something as simple as a missing handrail or outlet cover can throw a wrench into the whole process. I get why the appraisers are strict - liability and all that - but sometimes it feels like they’re just l...