I've found lenders can actually be a bit flexible if you frame things right. A few things I've noticed: - Being proactive doesn't necessarily get you...

I've had experiences with both, and honestly, the online lender hiccups I've seen were mostly about rigid processes rather than slow communication. A ...

This is spot-on. I almost closed an old card a while back because I never used it, but my lender actually advised against it. Said it could shorten my...