I’ve dealt with both online and in-person lenders, and honestly, the “vending machine” bit rings true. With online lenders, the process was mostly tra...

I’ve seen this play out more than once. On paper, the big online lenders look great—lower rates, flashy apps, all that. But when you’re up against a t...

Variable payments can definitely throw a wrench in the works, especially if you’re used to a set budget. I’ve seen a lot of folks underestimate how mu...

I totally get wanting to sleep easy at night—sometimes that’s worth more than a slightly lower rate. I’ve seen folks get burned by balloon payments wh...

That’s a good catch. I’ve seen those “processing” or “courier” fees pop up on settlement statements more times than I can count. Sometimes they’re leg...

Couldn't agree more—it's always tempting to go for upgrades that look impressive, but the real value lies in what buyers are actually prioritizing. I'...

Good point about shopping around, but I'd caution against relying too heavily on "workarounds." Sometimes lenders push creative solutions that seem he...

Had a similar issue a few years back when I was developing a small subdivision. The county GIS map showed a property line about 5 feet off from what t...

I get the frustration, but honestly, sometimes it's not worth rushing to ditch mortgage insurance. Sure, it's an extra cost each month, but if your pr...

Good points here. Lenders generally aren't going to scrutinize every latte or Netflix charge, but you're right—when things are borderline, even small ...