Mortgages discussions and local services.
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RE: Would you swap to a conventional loan if you could ditch PMI sooner?
Honestly, I get the caution about swapping just for PMI, but sometimes it does make sense to jump ship early. When I refinanced last year, the closing costs were a pain, but ditching PMI made my payment lower overall. No...
RE: The Day After Closing on a House in Texas? Don’t Miss These 7 Critical Steps
Honestly, I’ve seen folks spend thousands on fancy upgrades when just a weekend with a caulk gun and some insulation can make a bigger dent in those bills. It’s wild how much money leaks out through the attic - literally...
RE: Why does getting a bigger mortgage have to be so complicated?
It’s wild, right? I’ve seen clients grilled over a $12 Venmo from their roommate, but a $20k wire from “savings” just slides through. The logic behind these checklists is anyone’s guess. I wish they’d focus on the stuff ...
RE: Is now a dumb time to refi or should I wait it out?
Couldn’t agree more with this. Chasing the absolute lowest rate often leads to missed opportunities. Have you looked at how long you plan to stay in your home? Sometimes that’s the bigger factor than just the rate itself...