ediver46
ediver46
@ediver46
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Topics: 0 / Replies: 7
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RE: Why You Should Prequalify for a Mortgage Before House Hunting?

That “detective” vibe is spot on. I’ve literally had clients who had to dig up a two-year-old Venmo transfer because underwriting wanted to know why A...

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RE: IS IT WORTH USING A MIDDLEMAN FOR HOME LOANS?

Totally get where you’re coming from. The paperwork is wild, and those hidden fees are sneaky—props to your broker for catching that break fee. I alwa...

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RE: Escrow accounts—better through banks or independent services?

Escrow Accounts—Better Through Banks or Independent Services? That’s a familiar story. I’ve seen both sides play out with clients, and honestly, neit...

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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

Permits definitely sneak up on people more often than you'd think. When clients ask me about renovations, I usually suggest a quick online search as a...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Definitely see your point about checking the caps closely, but honestly, even tight caps can add up over time. I've seen clients who felt comfortable ...

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RE: When Can I Finally Ditch Mortgage Insurance?

I've seen lenders say similar things, but honestly, I'd be cautious about relying too heavily on appraisal value alone. Sure, equity percentage matter...

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RE: Mortgage rules just got tighter—didn't see that coming

I totally get the frustration, but honestly, lenders aren't always being overly picky just to make life difficult. After the housing crash, regulation...

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