Mortgages discussions and local services.
drummer745833
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RE: Does refinancing still pay off after restarting the amortization schedule?
Prepaid interest, property taxes, and insurance are usually best separated from refinance costs. They are timing or escrow items rather than necessarily incremental costs of getting the new loan, and the old escrow balan...
RE: Texas mortgage rates are confusing buyers more than they realize
Never actually tried to deliver my own docs, but I've definitely joked with a few title companies about it. The “courier fee” always cracks me up - half the time, they just email stuff anyway. Do you think all these extr...
RE: KNOCKED YEARS OFF MY MORTGAGE BY REFINANCING - ANYONE ELSE DO THIS?
That’s the kicker, isn’t it? I’ve run into lenders who just flat-out won’t do recasting, or they’ll tack on weird requirements. Have you ever had pushback from a bank, or has it always been smooth for you? I also wonder ...