donaldmiller200
donaldmiller200
@donaldmiller200
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RE: Nobody Talks About FHA Loans for Disabled Persons—Until Now

- Had one ask if a ramp was “temporary” because it wasn’t concrete. Never mind it was bolted steel. - I’ve had to submit receipts, install photos, eve...

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RE: Is now a dumb time to refi or should I wait it out?

That “ninja in the night” line is spot on—closing costs have a way of sneaking up, especially when you’re focused on that shiny new rate. I’ve seen fo...

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RE: Zero Down vs. Lower Interest: Which USDA Option Makes More Sense?

Zero Down Looks Good on Paper, But... - Zero down is tempting, especially when you’re itching to get in before prices climb. But honestly, I’ve seen ...

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RE: Exciting News for Future Homeowners!

Couldn’t agree more about picking what actually fits your routine. I’ve seen a lot of folks get caught up in the hype and end up with tech they never ...

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RE: Why do rates jump around so much?

Yeah, you nailed it with the “chasing their tails” bit. I’ve tried to outsmart the market timing myself, but it’s a losing game. Here’s what I’ve noti...

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RE: How do you even pick a realtor you can trust?

- Couldn’t agree more—honesty beats fake confidence every time. - Quick fixes matter, but I’d add: I want someone who communicates fast, too. - Ha...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Fair enough, but waiting isn't always the best move either. A few things to keep in mind: - Interest rates fluctuate constantly; waiting too long mig...

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RE: Borrowed from a friend instead of the bank and it worked out great

I've done it both ways and honestly, borrowing from friends can be hit or miss. A few quick thoughts: - Done it successfully once or twice—kept terms...

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