Mortgages discussions and local services.
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RE: Keeping your house after filing for bankruptcy: step-by-step tips?
Totally agree about the quick statement check - caught a weird insurance double-charge myself once. When you’re in bankruptcy, those little things can snowball fast. I’d add: keep a running spreadsheet of your mortgage a...
RE: Finally Cut My Mortgage Payment - Anyone Else Score a Great Refi Deal Lately?
Totally get what you mean - some of those fees just seem made up on the spot. I actually made a spreadsheet and checked every item against my loan estimate, but even then, stuff slipped through. Did you push back on any ...
RE: Lost in the paperwork jungle: mortgage edition
Yeah, I had to dig up a Venmo screenshot once for an $18 pizza split with my roommate. Felt ridiculous, but the underwriter wanted every cent explained. My trick is keeping a folder of random receipts and screenshots... ...
RE: Taking over someone’s mortgage: a trick I learned the hard way
Title: Taking over someone’s mortgage: a trick I learned the hard way I ran into the same thing. Thought I could just “take over” my cousin’s mortgage, but turns out his was conventional and the bank wanted me to basi...