That’s wild—I ran into something similar with my last mortgage. I thought sending in a little extra would just go straight to the principal, but nope,...

I’ve actually had better luck with credit unions in the Bay Area—they seemed way more familiar with H1-B stuff, barely blinked at my paperwork. But ye...

I get what you’re saying about the interest savings—sometimes I look at those amortization tables and just cringe at how much goes to interest over th...