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RE: What Texas Homeowners Should Know About Cash Out Refinance
Honestly, I think you nailed it - people get so freaked out by the “once a cash-out, always a cash-out” thing that they forget the bigger picture. I’m super careful with my budget, and I’d rather pay a little more in int...
RE: Rate Term Refinance vs Cash Out - Most Homeowners Choose Wrong (Here’s Why)
Couldn’t agree more. Using home equity for stuff that doesn’t pay you back is risky. I get the temptation, but if you’re not adding value or creating income, it’s just more debt hanging over your head. I’d rather stick t...
RE: Any doctors here used physician loans? Worth it or not?
I get why the low down payment is tempting, but honestly, those higher interest rates can really add up over the years. I ran the numbers when I was looking, and even with no PMI, the extra interest cost was more than I ...