That’s the story of every mortgage process, isn’t it? Even without the visa stuff, it’s like a scavenger hunt for paperwork you didn’t even know exist...

Yeah, I've definitely had that happen. Last time I refinanced, the broker swore up and down about a certain rate and closing costs, but then right bef...

PRE-APPROVAL REALLY DOES MAKE A DIFFERENCE Yeah, pre-approval is a whole different ballgame from pre-qual. I remember thinking my pre-qual letter was...

Yeah, learned that one the hard way myself when I first bought my house. Had a contractor say he'd "throw in" some extra work, and guess what happened...

Couldn't agree more with this. Learned the hard way myself when I snagged a used washer—thought I'd scored a deal until my water and electric bills cr...

Went the bank route myself a few years back...worked out pretty decent. Banks can surprise you—they'd rather restructure and keep you paying than deal...