Mortgages discussions and local services.
diver19
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RE: What Texas Homeowners Should Know About Cash Out Refinance
- Totally get the “law degree” feeling - my hand cramped up from all the signatures. - I didn’t hire a lawyer, but I did grill the lender’s rep with a million questions. She was patient, but I still felt like I was missi...
RE: Student debt and mortgages: Did you know this weird connection?
- Totally get where you’re coming from. The inconsistency is so frustrating - like, you’d think there’d be a standard way to calculate student loan payments for mortgages, but nope. - I had a similar experience. One lend...
RE: Why do VA mortgage rates seem higher lately?
- Been scratching my head over this too. - On paper, those VA rates look a bit higher, but then you get the Loan Estimate and it’s like, “Wait, what’s actually cheaper here?” - I noticed the lender credits can be way...
RE: CHOOSING BETWEEN KEEPING THE HOUSE OR STARTING FRESH AFTER BANKRUPTCY
Definitely second the spreadsheet idea - it’s wild how fast the little costs pile up once you’re looking at actual numbers. Here’s what I’ve found as a first-timer: - Stability’s nice, but you’re right, when the water h...
RE: Frisco folks: 2-1 Buydown loans actually helping buyers right now?
Taxes dropping? Not in my experience - mine have crept up every year since I bought. I dug into the county’s site and, unless there’s a big dip in your appraised value, it’s rare to see a decrease. Insurance is even more...