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design516
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RE: Lost in the paperwork jungle: mortgage edition
Mortgage monk mode - yeah, that’s about right. The scrutiny these days is wild. I’ve seen underwriters flag a $7 Venmo for “pizza night” like it’s some offshore shell company. Honestly, I get why they’re cautious, but it...
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RE: Is now a dumb time to refi or should I wait it out?
Honestly, waiting for the “perfect” rate is a bit of a trap. I’ve seen people hold out for months (sometimes years) thinking they’ll catch that magic dip, and by the time they finally move, rates have already bounced bac...