Totally agree with this. When I bought my place, I stumbled onto a local grant program by accident—just chatting with neighbors who'd recently moved i...

I've been doing something similar, but lately I've wondered if anyone's tried using a HELOC as a backup cushion instead of cash savings... seems flexi...

I've actually seen accountant letters make a difference, but it really depends on how they're framed. Had a similar situation myself—initially, the le...