Yeah, lenders' appraisals can be weirdly conservative sometimes...had a similar scenario last spring. We even had solid comps lined up, but the apprai...

I see your point about flexibility, but refinancing can still make sense depending on your goals. When I refinanced my VA loan last year, I went from ...

Good points about HOA and zoning—those are exactly the kind of details people tend to overlook. I’ve seen a few clients caught off-guard by similar si...

I get what you're saying, but for me personally, the numbers always come first. When I refinanced, I spent way too many late nights running spreadshee...

Honestly, focusing too much on a hefty down payment right after bankruptcy might not be your best move. I've seen plenty of folks rush into homeowners...