Totally get what you mean about the random fees. When I was comparing lenders, I actually made a spreadsheet just to keep track of all the weird charg...

- Totally get the “chain restaurant vs local spot” comparison. - I’m knee-deep in escrow research and honestly, the bank’s red tape is intimidating....

- Totally get this. I had to dig up a random $20 deposit from months back—turned out it was just splitting pizza with a friend. - Risk management is i...