cycling615
cycling615
@cycling615
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Topics: 1 / Replies: 11
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RE: How to Buy a Home with Loan and Secure Your Dream Home

Honestly, I feel you on this. When I was buying, my partner and I had to explain a bunch of transfers between our joint and personal accounts. Didn’t ...

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RE: When a fixed rate just won’t cut it: a mortgage adventure

Yeah, that’s pretty much how it went for me too. I thought I was being clever with an ARM and then, bam, a couple years in and my payment jumped way m...

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RE: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company?

Couldn’t agree more. I used to just look at the price and call it a day, but after getting burned by a “cheap” policy that didn’t actually cover anyth...

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RE: First-Time Buyer in Dallas: My Experience Finding the Right Mortgage Lender

Yeah, I get that—some folks are all about the sales pitch, but disappear when you actually need help. I’d take reliability over flash any day, especia...

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RE: What Do You Look for in the Best Mortgage Lenders in Texas?

Totally get where you’re coming from. I’ve been through the mortgage process a few times now, and honestly, transparency is at the top of my list too....

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RE: What if your town suddenly doubled your property taxes overnight?

Good points overall, but honestly, appealing property taxes isn't always worth the hassle. I tried it a couple years back—spent hours gathering comps ...

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RE: Hidden fees and surprises when buying a home

Yeah, totally agree with this. When I bought my place, the agent seemed a bit annoyed when I kept asking about every little fee—but hey, it's my money...

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RE: Is buying new worth the hit, or better to grab used and save?

Totally get the mattress thing... I mean, saving money is great and all, but there are certain things where the peace of mind outweighs the savings. M...

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RE: Transferring your mortgage smoothly without losing your mind

I feel you on that streaming subscription thing. When we bought our place, the underwriter grilled us about a random $40 Venmo payment to my brother l...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Yeah, totally agree with shopping around. I've had lenders flat-out ignore solid comps too, even when they're staring them right in the face. Seems li...

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RE: Locked in My Mortgage Rate at the Perfect Time

Yeah, timing mortgages is tricky for sure. I locked mine in around the same time as you—about a year and a half ago—and honestly, it was more about ca...

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