Fair point, but do you think stricter inspections actually lead insurers to lower premiums or offer better coverage? In my experience, they usually ju...

I've appealed zoning twice—once got a flat no, the other time they actually listened and made an exception. Depends heavily on your city's board and h...

Had a septic issue pop up last year—inspection flagged it as "functional but nearing end of life," whatever that means. Lender got nervous, wanted a f...

Good points there—did you also check if your lender allows early payoff without penalties? I refinanced a property through HARP a while back, and whil...

Did you factor closing costs into your break-even math? I almost jumped on a refi last year too, but when I ran the numbers, adding in those fees push...

Did she mention how long she planned to stay in the house? That's usually my first question when someone considers an ARM. If you're planning on selli...

Did you factor in how long you're planning to stay in the home? Sometimes paying upfront makes sense if you're sticking around awhile, but if you're m...