Yeah, I hear you on the documentation overload. When I went through my refi, they even questioned a Venmo transfer from my daughter—like, it was liter...

I swear, the last time I refinanced, they wanted a copy of a water bill from three years ago. Like, who even keeps that? I get that they’re trying to ...

Yeah, I ran into a maintenance schedule clause once—had to get HVAC serviced every six months, no exceptions. Felt a bit over the top, honestly. Insur...

Honestly, I had the same reaction when I saw our loan limit after refinancing. It looked like Monopoly money—like, who actually lives on those numbers...