That's a really good point about flexibility—life loves throwing surprises, doesn't it? I've seen friends refinance to shorter terms and then struggle...

Haha, tell me about it... ever had a lender pull out a spreadsheet mid-meeting? Happened to me once—felt like I was back in math class. But seriously,...

We did something similar about three years ago, and yeah, it felt great at first. But did you find yourself second-guessing the decision when unexpect...

Haha, lenders really do love making mountains out of molehills, don't they? Did they seriously question you about a kayak sale...? Makes me wonder if ...

Haha, totally relate to this. But honestly, I wouldn't dismiss knocking down walls or adding tech entirely. Sure, trends shift, but some structural ch...