coco_jones
coco_jones
@coco_jones
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Topics: 1 / Replies: 8
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RE: Why Is Getting a Mortgage So Hard When You're Self-Employed?

Honestly, the paperwork side is where I see most folks get tripped up. When I bought my first rental, I remember scrambling to pull together two years...

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RE: WHAT IF YOUR INSURANCE COMPANY SUDDENLY GOT SUPER STRICT?

I've noticed the same thing lately, especially with older properties. Had a house built in the late '60s—solid place, just needed some cosmetic update...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

Haha, yep, seen this happen more times than I'd like to admit—it's easy to fall into that trap. But honestly, you're already doing great by automating...

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RE: When Can I Finally Ditch Mortgage Insurance?

Totally agree about checking your paperwork first. Also, don't forget to factor in any home improvements you've done—sometimes those upgrades can bump...

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RE: HIGHER DOWN PAYMENT VS. HIGHER INTEREST RATE FOR INVESTMENT PROPERTY

Couldn't agree more about flexibility. When I first started investing, I went heavy on down payments thinking I'd save big on interest. But then a kil...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Good points there. Refinancing can definitely be a mixed bag. I've done it a couple of times myself, and here's how I usually approach it: First, I a...

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RE: My bank thinks I'm a spy or something

Haha, banks can be weirdly paranoid sometimes. Had a similar thing happen when I bought paint supplies at a hardware store I'd never visited before—ap...

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RE: Just read FHA loans might be getting easier for newbies, thoughts?

Good breakdown there. Digital verification could definitely speed things up, but I wonder how smoothly it'll integrate with lenders' existing systems....

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