Haha, yep, seen this happen more times than I'd like to admit—it's easy to fall into that trap. But honestly, you're already doing great by automating...

Totally agree about checking your paperwork first. Also, don't forget to factor in any home improvements you've done—sometimes those upgrades can bump...

Couldn't agree more about flexibility. When I first started investing, I went heavy on down payments thinking I'd save big on interest. But then a kil...

Good points there. Refinancing can definitely be a mixed bag. I've done it a couple of times myself, and here's how I usually approach it: First, I a...

Haha, banks can be weirdly paranoid sometimes. Had a similar thing happen when I bought paint supplies at a hardware store I'd never visited before—ap...

Good breakdown there. Digital verification could definitely speed things up, but I wonder how smoothly it'll integrate with lenders' existing systems....