Totally agree with your points about zoning complexity. Went through a refinancing last year and learned firsthand how easily overlooked details can c...

Your point about hidden pitfalls really resonates. I've seen similar situations play out with friends and family—people sticking with jobs they though...

Been there myself—had to refinance recently and discovered our fence was technically on the neighbor's property. Fun times dealing with that paperwork...

This is spot-on advice. Refinancing taught me the same lesson—having everything organized upfront made the process way smoother. Still, county-to-coun...

I've done both—online and in-person—and honestly, each has its pros and cons. A few quick thoughts from my experience: - Online refinancing was defin...