Totally get where you’re coming from. When I refinanced last year, I spotted a “courier fee” that was almost $100. I asked what it was for, and the gu...

Yeah, surveys really do clear things up. I refinanced last year and the surveyor caught that our fence was actually a foot into the neighbor's yard. A...

I hear you on the psychological boost of knocking out smaller debts. When I refinanced my mortgage, I debated rolling in some credit card balances too...

I feel your pain on the big bank thing. When I tried refinancing a few years ago, I swear it felt like pulling teeth. My loan was through one of the b...

Went through something similar when we refinanced to redo our kitchen. Thought it'd be straightforward, but once we opened things up, found water dama...

Totally hear you on the closing costs thing. When I refinanced a while back, I almost overlooked that too. Thought I was getting this amazing deal unt...

Exactly. Learned this the hard way when refinancing last year—my cloud folder suddenly wouldn't open, and I was scrambling for my tax docs. Now I keep...

Did the same thing last year—finally ditched our pink floral nightmare. Rates were decent, payments manageable, and honestly, my stress levels dropped...