I've been down a similar path myself—ran the numbers, built out scenarios in Excel, and even talked myself into refinancing once. At first, it felt li...

I get the point about versatility, but honestly, I've found that even versatile items can lose their value surprisingly fast. For instance, I bought t...

Couldn't agree more. Last year, I had a lender randomly ask for appliance docs on a property built in 2015—totally caught me off guard. Ended up spend...