That’s the thing—who actually decides what counts as “the right type” anyway? I mean, if it’s sturdy and safe, isn’t that the whole point? Makes me wo...

It’s wild how much weight lenders put on a single “off” year, even when there’s a clear explanation like COVID. I get that they’re managing risk, but ...

Honestly, I’ve never seen a lender give a straight answer on the first try. It’s like they expect you to just accept the numbers and move on. The APR ...

That’s interesting—I've run into the same thing with “local” lenders adding weird processing fees or “consultation” charges that weren’t obvious up fr...

I hear you on the “perfect time” thing—it’s a moving target, honestly. No-cost refis can be a smart play if you’re not sure how long you’ll stick arou...

Yeah, the VA inspections definitely aren’t for the faint of heart. I’ve seen deals fall apart over things that wouldn’t even get a second look with a ...