cathy_skater
@cathy_skater
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Topics: 0 / Replies: 7
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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

I get the hesitation about stretching the budget, but honestly, isn't there always going to be something unexpected popping up no matter how carefully...

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RE: When Can I Finally Ditch Mortgage Insurance?

I'm still skeptical about how much small upgrades really move the needle on appraisal value. Like, does swapping out cabinet knobs actually impress an...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Yeah, I agree outdated databases are a big culprit. But honestly, shouldn't lenders have better ways of cross-checking info by now? Makes me wonder ho...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

Honestly, I'm still a bit skeptical about ARMs. Sure, the lower initial payments are tempting, especially with how crazy housing prices are these days...

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RE: Locked in My Mortgage Rate at the Perfect Time

Yeah, refinancing sounds good on paper, but I've always wondered about those hidden fees and closing costs... do they really offset the savings? Glad ...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

I'm glad things eventually worked out for you—gives me a bit of hope, honestly. But did you feel like the personal connection really made a difference...

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RE: RENOVATING WITH HOME EQUITY: SMART MOVE OR MONEY PIT?

Honestly, isn't that the risk with any renovation, equity-funded or not? I mean, plumbing nightmares can pop up anytime—trust me, learned that the har...

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