Man, that sounds all too familiar. Had a similar mess last year—my escrow was off by $2,200 after a “routine” update. Took multiple calls and a bunch ...

Yeah, I totally get what you mean about the unpredictability. Last year, I thought I’d budgeted for everything, then a freak hailstorm trashed my roof...

Not sure I totally buy that the higher rate is always a dealbreaker, at least not for everyone. I get what you’re saying about the numbers adding up—e...