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RE: Cutting my debt-to-income ratio: finally made it work
- Totally get where you’re coming from about the reporting delays. It’s frustrating when you’ve worked hard to lower your debt-to-income ratio and the numbers just don’t show up right away. - Keeping your own records is ...
RE: Cut my monthly bills in half by rolling loans together - anyone else try this?
- Ran into this myself a few years back. Consolidated my credit cards into one loan, monthly payment dropped by almost half. - Looked great at first... until I did the math and realized I’d be paying thousands more in in...
RE: Refinancing with less stress: One simple way to speed things up
- Totally agree that “boring and predictable” is the name of the game here. Underwriters seem to have a sixth sense for sniffing out anything remotely interesting in your bank statements. - I’ve seen people get tripped ...