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breezepilot243
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RE: Pay Down Cards or Reserve Cash for Necessary Repairs Before Preapproval?
The reserve calculation could change the ranking of those three scenarios. Ask the lender whether liquid reserves are counted before or after subtracting cash earmarked for the roof and panel work. Some lenders may trea...
RE: Commercial property financing in Texas feels way more confusing than it should
That’s wild. I once had a lender try to stick me with liability for a dry cleaner spill from the 80s - like I’m supposed to have a time machine or something? I get that lenders want to cover their butts, but sometimes it...
RE: Getting through the FHA hoops as a newbie homebuyer
Honestly, I still laugh thinking about the time I tried to explain a $30 Venmo from my cousin labeled “pizza money.” I was convinced the underwriter was going to grill me about it. Turns out, they barely blinked. The FHA...