Fair point, but is traditional estate planning always the safer bet? Equity isn't static, and neither are personal circumstances. I've seen clients le...

Haha, Cirque du Soleil indeed—I've heard that one before, and it's spot on. The appraisal can definitely get tricky with rural properties. Sometimes a...

Had something similar happen when I bought furniture for my own place a while back... the bank flagged it immediately. Maybe there's something about l...

Good point about rate trends—people often underestimate how quickly things can shift. Did you have a variable rate HELOC, by any chance? Those can def...