Mortgages discussions and local services.
beckyw27
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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?
Honestly, I get why people skip the inspection to save cash, but it’s a gamble. The VA appraisal won’t catch stuff like bad wiring or a leaky roof. I almost skipped mine and found out the crawlspace was full of mold. Tha...
RE: Home equity sounds great until real life gets expensive
Never stuck to my original list - something always breaks or needs fixing first. I wanted new floors, but ended up replacing the roof instead. Not glamorous, but at least it keeps the rain out. Guess that’s just how it g...
RE: What Is a Balloon Mortgage? Worth It or Risky?
Yeah, I always factor in extra holding costs now - learned that lesson the hard way too. Flips definitely get a bigger buffer from me than rentals. Surprises seem to pop up more often, and the costs add up fast if you’re...
RE: Need help with foreclosure but lawyers seem pricey - what's your move?
Honestly, I’ve had the same issue with docs just… disappearing. Drives me nuts. I started naming everything super clearly and keeping a master checklist. Not perfect, but it’s saved me from re-uploading the same stuff ov...